Credit cards
Business and personal travel cards: new perks, sign-up bonuses and which ones pay you back.
BMO VIPorter Mastercard: Split 50 Million Porter Points
New BMO VIPorter World Elite Mastercard holders who spend $2,000 in 50 days split a 50 million point pool, on top of up to 70,000 points.
Read the post →Marriott Bonvoy Amex: $3,000 Spend Rule and $150 Fee
The Marriott Bonvoy Amex free night will soon need $3,000 a year in spending, and the personal card fee rises to $150.
Read the post →Wealthsimple Business Chequing: 1% Cash Back, No FX Fees
Wealthsimple Business Chequing now comes with a card that pays 1% cash back and charges no FX fees.
Read the post →Amex Platinum Canada Adds ALL Accor Gold Status
Amex Platinum and Business Platinum cardholders in Canada can now enrol in free ALL Accor Gold status.
Read the post →How Many Five Star Nights Can My Spending Buy?
About 16 Park Hyatt nights a year from $20,000 a month in the US, and about 5 luxury nights a year from the same spend in Canada.
Read the post →RBC Avion to British Airways Avios: 30% Transfer Bonus
RBC is adding 30% to Avion points moved to the British Airways Club, so 10,000 points become 13,000 Avios.
Read the post →BMO eclipse Visa Infinite Privilege Drops Foreign Fees
BMO's top eclipse card now has no foreign transaction fees, a $200 travel credit and 10 lounge visits a year.
Read the post →Canadian Aeroplan Credit Cards: Higher Fees, New Perks
Canadian Aeroplan credit cards are getting new benefits and higher annual fees, according to Frugal Flyer.
Read the post →Hilton Honors Amex Card Launches in Canada: Worth It?
American Express and Hilton have launched the first Hilton Honors credit card for Canadians, with Gold status and up to 70,000 points.
Read the post →Are Business Credit Card Points Taxable?
Usually not, and the card spending stays deductible, but anything you pay for with points is not deductible.
Read the post →Which Lounges Does My Business Card Get Me Into?
It depends on the lounge network your card belongs to, and most team access comes from employee cards or paid guest passes.
Read the post →Amex Platinum Hotel Credit: Two Night Minimum in 2027
From 2027, the Platinum Card's $600 hotel credit needs a two night Fine Hotels + Resorts stay.
Read the post →Amex Fixed Points Travel Ending for Cobalt and Gold Cards
Amex is ending Fixed Points Travel for the Cobalt, Gold Rewards, Green and Business Gold Rewards cards. Platinum and Centurion keep it by phone.
Read the post →Capital One Venture X Business: 300,000 Miles Offer
The Capital One Venture X Business now offers up to 300,000 bonus miles and $1,300 in travel credits, if you spend $120,000 in four months.
Read the post →Scotia Momentum Cards Lose 4% on Rent and Taxes
Four Scotia Momentum cards stop earning the 4% recurring bill rate on rent and tax payments on October 22, 2026.
Read the post →Amex Add a Card Bonus: Up to 105,000 Points
American Express is paying bonus points to cardholders who add employee and supplementary cards, up to 105,000 on the Business Platinum Card.
Read the post →Business Card or Personal Card for Business Spending?
Use a business card. It keeps the debt off your personal credit file, earns more on business categories and keeps your books clean.
Read the post →How Do I Get Five Star Hotel Nights on Points?
World of Hyatt gives the most luxury per point. Marriott Bonvoy covers the most places. Free night perks stretch both.
Read the post →TD Aeroplan Visa Infinite+ Upgrade: 10 GB of Free Data
TD is moving some TD Aeroplan Visa Infinite cardholders to Visa Infinite+, which adds 10 GB of free GigSky global data each year.
Read the post →How Many Business Class Seats Does $10,000 a Month Buy?
About four one way business class seats to Europe a year in the US, and about two in Canada, before any welcome bonus.
Read the post →Is a 2.5% Card Fee Worth It for Points?
Usually not. A 2.5% fee only pays off if your points are worth more than 2.5 cents for every dollar you spend.
Read the post →Capital One Quicksilver Comes to Canada: 3% Cash Back
Capital One launched two Quicksilver cards in Canada with 3% cash back on groceries and gas, no annual fee and no FX fees.
Read the post →Qatar Airways Privilege Club: 35% Citi Transfer Bonus
Qatar Airways Privilege Club is offering up to a 35% bonus on points moved from select bank partners, including Citi ThankYou.
Read the post →Amex Aeroplan Reserve Cards: Higher Fee Coming in 2027
American Express is raising the annual fee on its Aeroplan Reserve Cards in early 2027 and adding several new benefits.
Read the post →Best Card Setup for $25,000 a Month of Business Spend
Put most spend on one card that earns transferable points, add a second card for bonus categories, and move the points to airline partners for business class seats.
Read the post →Aeroplan Cards Get 15% Off Air Canada Rewards
A permanent discount for every Canadian Aeroplan card, plus lounge and security perks for premium cards.
Read the post →Capital One Miles to JAL: What the 30% Bonus Was Worth
The September bonus ended on the 30th. Here is what it paid, and how to be ready when the next one lands.
Read the post →← Free, every Friday
The Friday Upgrade.
One short email a week. The best points deals for business owners, and what to do about them.